Best Savings Bank Accounts In India 2022 With Highest Interest

 

Best savings account in India in 2022 for various needs like high-interest rates, zero balance offers on debit cards, international debit card, mobile apps, customer service and global reach.

IndusInd Bank Savings Account (3-in-1 account with Upstox)

Indusind bank offers a zero balance 3 in 1 (savings, trading & demat account) in collaboration with Upstox.

IndusStox comes with Smart Transfer feature, in which you don’t need to transfer money from the savings account to trading account for stock trading. The funds will keep remain in your savings account & you will earn interest on the amount.

You can earn up to 6% interest on your savings account. The savings account interest rate is higher than the fixed deposit interest rate of banks like SBI.

Benefits of 3-in-1 IndusStox Account

• Zero balance bank account
• Higher savings account interest rate
• Free demat & trading account opening
• 30 days Zero brokerage (limited time offer)
• Online account opening

Kotak 811 Savings Account Review (Fastest Online Account Opening)

Kotak 811 Digital Bank is one of the best saving accounts provided by Kotak bank. 811 is a zero balance savings account that you can open online through your mobile or laptop.

You can complete the KYC through a video call in a single go. Your account will be activated within a few steps.

You will get 4% interest rate on your savings account which more than banks like SBI, HDFC, ICICI.

Benefits of Kotak 811 Account

• Instant account opening
• Zero balance account
• Virtual debit card (with an option to get physical debit card)
• The whole accounting process is paperless

Axis Bank Savings Account (For Good Services)

I don’t have any personal experience with Axis bank but I find that Axis is the only bank that gives rewards points on account-related transactions. Like you can earn reward points for making ECS, standing instructions, opening RD or demat account.

On opening savings account you get additional benefits like access to free Times Prime membership, offers and cashback on Amazon, Zee5, Ganna and Uber.

Axis Bank also offers two different sets of savings bank account. Easy access and prime with lower account balance requirements and Prime plus, Priority and Burgundy with higher balance requirements

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ICICI Bank Savings Account (For Best Technology)

Opening a savings bank account with ICICI is like banking at fingertips with 200+ banking services offered online.

The amazing tech experience starts with iMobile banking app which is user-friendly and is secured using PKI end-to-end 265-bit encryption.

You can check transactions and balances, transfer funds, open MF, FD, RD PPF and NPS accounts, pay bills and insurance premiums, book tickets and even manage your Demat account portfolio with iMobile.